AgooPay is not licensed by the Bank of Ghana. It is under development, and we are working towards our licence. Nobody can use it to make or receive a payment. Anyone offering you AgooPay payments is not us.
AgooPayUnder Development
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agoopay.com/pricing · Planned

Planned. Nothing is for sale.

These are the fees we plan to charge once AgooPay is live. Nobody can pay them today, and there's nothing to buy. They're here so you can judge what's being built.

PlannedPlanned. Nothing is for sale.AgooPay can't be used today. These fees exclude VAT unless they say otherwise, and they may change when the companies behind them quote.
01 · For Merchants

What a Payment Will Cost

A percentage on what you collect, and nothing to set up. Fees show before VAT: 1.95% + VAT comes to 2.34%.

By Method

Planned
MoMoThe same on every network1.95%
Local Card2.5%
International Card3.8%
Bank TransferMinimum GH₵1.50, capped at GH₵501%
QR at the CounterPay links add nothing1.5%

MoMo, Automatically Lower

Planned
From GH₵2m a Month1.75%
From GH₵10m a Month1.60%

No Charge

Planned
  • Failed payments
  • Setup
  • The sandbox
  • The vault and tokens
02 · A Calculator

What Would a Month Come To?

Type what your customers pay each month, or start from a sample business. Both sides of the result add up. It's an illustration, and there's nothing to buy.

A Month on the Planned Card

Sample
Start From
Payout Speed
Plan
A Verified NGO or Church
Customers Pay, a Month
Planned
Customers Pay
This monthGH₵30,000.00
TotalGH₵30,000.00
Where It Goes
Reaches youGH₵29,323.20
Planned fees by methodGH₵564.00
VAT on the feesGH₵112.80
TotalGH₵30,000.00
Both Sides Match. Difference 0.00
  • MoMo 1.95%GH₵429.00
  • Local card 2.5%GH₵50.00
  • Bank transfer 2 at 5.00GH₵10.00
  • QR at the counter 1.5%GH₵75.00

Planned. Nothing is for sale.

An illustration, not a quote. Fees are planned, shown with VAT at today's rate, and may change when the companies behind them quote.

03 · Payouts, Refunds and Disputes

Getting It Out, and Sending It Back

After the Payment

Planned
Standard PayoutNo charge
Same Day0.25%
Instant0.75%
Sending OutGH₵8 to a bankGH₵1 to MoMo
RefundsThe original fee is keptNo refund fee
Lost Card ChargebackOn a lost chargeback onlyGH₵60
04 · Plans

Standard Is Free. The Rest Is for Teams.

Standard

Planned
GH₵0

Pay per transaction

Planned. Nothing is for sale.

Operations

Planned
GH₵499 a month

Teams, approvals and advanced reconciliation

Planned. Nothing is for sale.

Enterprise

Planned
From GH₵60,000 a year

Contracts, platforms and sub-merchants, with MoMo from 1.35%

Planned. Nothing is for sale.

05 · Household Bills

A Small Fee on the Whole Amount

The fee will be shown with the bill, before you say yes. A failed bill would return everything.

Bills

Planned
ElectricityBy bandGH₵1, 1.50 or 3
WaterFrom GH₵1
TV and InternetGH₵1.50
Airtime and DataNo charge

Verified NGOs and Churches

Planned
MoMo1.5%
Local Card2.1%
Operations, Paid Annually40% off
06 · What Could Change

These Are Planned Figures

The Costs Behind Them

Networks, banks and billers haven't quoted. When they do, these figures may change.

VAT

Fees are shown as + VAT. How VAT applies to a payment provider's fees isn't settled, and we'll follow the ruling.

The Rules on Fees

Any rules on surcharges and fee approval will be read and followed before a fee goes live.

Tell Us If the Numbers Work for You.

It helps us to hear from people who'd use it. This signs you up to nothing.

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