AgooPay is not licensed by the Bank of Ghana. It is under development, and we are working towards our licence. Nobody can use it to make or receive a payment. Anyone offering you AgooPay payments is not us.
AgooPayUnder Development
Tell Me More
agoopay.com/businesses · Planned, Every Screen Is Sample

You Sell. Our Screen Takes the Payment.

A merchant will use AgooPay's screens and never build its own card entry. Card numbers won't touch your systems. That's the plan on this page, and you can press every part of it, because none of it can take a real payment.

Tell Me More
02 · Six Ways In

Merchants Use Our Screens

Every way of taking payment will run the same flow in the same words, so a customer only ever has to learn one. Nobody will build their own card box by accident.

The Modal

One line of code opens our screen over your page, from our own address.

A Hosted Page

A page of ours with your name on it, for when you don't have a website.

Pay Links

A link for a message or an invoice. Links add nothing to the fee.

QR at the Counter

A code your customer scans from their own app, where they say yes.

Embedded Fields

Sealed fields from our address, set in your own checkout page.

Native Sheets

Our sheet rising over your iPhone or Android app. Your app gets a token and a result.

Links

A Tailor Sends One Link

An order agreed on the phone can be paid from one link, with the name of the shop, the amount and the order on it. The tailor sees the thread move, and so does the customer.

  • The fee is planned to be the same with or without a link
  • An ask has an end time, so an old link can't surprise anyone
  • Each link is tied to one order and can't charge twice
A woman with a tape measure round her neck, laying out cloth on a cutting table.
At the cutting table
QR

A Code on the Counter

For a café or a stall, a code a customer scans from their own bank or MoMo app. Their app shows your name and the amount, and they say yes there.

A Code at the Counter
Sample

The customer scans from their own app, which shows your name and the amount. They say yes there. Your counter sees it move.

MovingGH₵35.00
At the Counter

The Owner Sees It Move

A sale at the counter will be on the same thread as a sale online, so the end of the day is one list and not three.

A man holding up a cup behind a café counter, with shelves of coffee behind him.
Behind the café counter
Online

Pack It When the Message Comes

An online seller won't have to trust a screenshot or a browser. A payment will only count once our message reaches their own server, and the code examples will make that the default.

  • A success on a screen isn't proof
  • An unknown outcome names who has the money and when you'll know
  • A retry won't take the money twice
A woman taping up a cardboard box in a stockroom.
Packing an order
Schools and Institutions

Fees Matched to a Reference

Bills with a reference, part payments, overpayments and clear statements. A payment will say what it was for, and it won't by itself admit anyone to anything. The school decides that.

Fees Matched to a Reference
Sample
Fees, Form 2, Kojo A.
GH₵1,200.00
In the Bank
Fees, Form 1, Efe M.
GH₵600.00
Part paid
Fees, Form 3, Ama B.
GH₵950.00
We Don't Know Yet

A payment wouldn't by itself admit anyone to anything. The school decides that.

In the School Office

One Statement to Reconcile

Whoever keeps the books will see what came in, who it was for and what's still open, without chasing receipts.

A woman writing at a desk in a bright office, with pictures on the wall behind her.
At the office desk
03 · Embedded Fields

Their Page, Our Fields

A merchant who wants its own checkout page will place AgooPay's fields on it. Each field will be its own sealed frame from our address, styled through a short list of settings. The page around it won't be able to read what's typed.

Pay for Your Order
Sample
Mensah Print Works · Order 2291
Card Number
Expiry
12 / 29
Code
•••

Fields from pay.agoopay.com

The Merchant's Settings

Text on this background measures 15.97:1. Below 4.5:1 it would be darkened automatically.

A Merchant May Change

  • Font, from the safe list
  • Text and border colour
  • Corners and field height
  • Field labels, in any language
  • Placeholder wording

A Merchant May Not

  • Hide or restyle the keyhole
  • Remove our address line
  • Read, copy or log what's typed
  • Change the words of a refusal
  • Add its own card box

A Hostile Script on the Page

What a stolen script would try, and what it would get.

// waiting
04 · Native Sheets

The Same Flow, in Their App

Inside a merchant's app, AgooPay's sheet will rise over it. On iPhone it's glass that lets the app show through. On Android it's Material 3 Expressive, with bigger shapes and a thread that ripples while money moves. The steps, words and thread never change.

Sample
iPhone, Liquid Glass
9:415G
Kofi's Grocer
Your basket, 7 items
AgooPaySample
Kofi's Grocer
GH₵86.50
MoMo 024 ••• 0000
Card ending 0002

The app would get a token and a result, never a card number.

Android, Material 3 Expressive
9:415G
Esi's Bakery
Two dozen meat pies
AgooPaySample
Esi's Bakery
GH₵120.00
MoMo 024 ••• 0000
Card ending 0002

The app would get a token and a result, never a card number.

05 · What a Merchant Won't Have to Do

What Stays Off Your Desk

Hold Card Numbers

Your app and your page will get a token and a result, never a number. Only a merchant with its own current independent assessment could send raw numbers, and everyone else would be refused.

Guess What Happened

Every payment will show where it is, who has it and when you'll know. When nobody can say, the screen will say that, and never spin.

Pay for What Failed

Failed payments, setup and the sandbox are planned at no charge. Planned

Tell Us What You Run.

This signs you up to nothing. AgooPay can't be used yet, and nobody can make or receive a payment with it.

Tell Me More