AgooPay is not licensed by the Bank of Ghana. It is under development, and we are working towards our licence. Nobody can use it to make or receive a payment. Anyone offering you AgooPay payments is not us.
AgooPayUnder Development
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agoopay.com/investors · It's a Demonstration

This Is a Demonstration.

AgooPay will carry payments for shops and bills for households. What you see on this site is a demonstration with sample data. It isn't live, it has processed nothing, and we'd rather you heard that from us first.

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01 · What It Aims to Be

One Line, Keyhole to Bank

A programmable payment platform and a household app, built so that anyone can see where their money is.

For Merchants

A payment gateway for websites, apps and counters, with settlement a merchant can actually explain.

For Households

An app for electricity, water, airtime and data that tells you plainly when something hasn't arrived.

For Developers

An API built around what goes wrong, with unknown outcomes as a real answer.

Underneath

A balanced ledger, real reconciliation, our own vault, and the controls a licence asks for, built before they're needed.

02 · What Exists, and What's Next

Where the Thread Has Reached

This is the real state of the work, on the same line as everything else. The next station is funding the licence and the deposit and independent assessments that come with it. We don't state a figure here.

The Work So Far

This Part Is True
  1. The Specification
    What's being built, written down, with the law read and recorded
  2. The Brand and Design System
    The Keyhole, The Thread and every screen drawn
  3. This Website
    Interactive screens on sample data. You're on it
  4. The Engine and the Full Demonstration
  5. The Licence and Going Into Service

The Full Demonstration, Planned

Once the engine is built, it will be shown by invitation through test builds and a gated sandbox. Sample data only. No store listings and no public checkout, because a public one could be copied by scammers.

Who's Behind It

Nkonso Technologies Ltd, which also makes the Agoo family of products, intends to be the licence applicant. AgooPay stands apart from those products' money.

03 · The Kind of Room It Will Have

Run It, Break It, Start Clean

The full demonstration will have a control room for invited guests, which moves the clock and breaks things on purpose. This is a small version in your browser. Press Run, then try another scenario. It sends nothing anywhere.

SAMPLE DATANOTHING HERE IS REALSAMPLE DATANOTHING HERE IS REAL
Scenario
A Payment Goes WellDemo clock 14:02
Where It Is
Asked the customer
Who Has It
The customer
When You'll Know
Now
A Conversation

Ask Us the Hard Questions

What the licence asks of the holder, what it will cost, and which assumptions aren't verified yet. We've written those down, and we'd rather talk about them than around them.

  • Costs are assumptions until they're quoted
  • Sample results won't be presented as real ones
  • Fees shown here are planned, and may change
A woman in a yellow jacket presenting beside a screen.
Presenting the plan
04 · What We Won't Tell You

Things You Won't Find Here

Because they aren't true yet, and saying them would be the fastest way to lose your trust.

Customers and Numbers

There are none. No payment has been processed, and no figure on this site is a measurement.

Agreements

No network, bank or biller has agreed anything with us. We don't use their names or marks.

Being Better Than Anyone

We have no measured comparison, so we make none.

Dates

The engine is on hold while other agreed work comes first. There's no launch date to give you.

Talk to Us

Leave your name, your email and what you run. It signs you up to nothing, and nothing here is an offer of any kind. A person will write back.

In your own words, such as a fabric shop, an online store or a fund.

This signs you up to nothing.