AgooPay will carry payments for shops and bills for households. One line will run from the keyhole to the bank, and a payment will always show where it is on it. When nobody knows, the line will break, and it will say who has the money and when you'll hear.
One line, keyhole to bank, on every receipt, transaction, statement and bill. It's how the product will behave, not how it's decorated.
Any amount will open to show what balances it, in two columns that come to the same total. A ledger always balances, so the screen will too.
A small lock on every surface that touches a card or a phone number, so a customer can tell ours from a copy.
Screens are ink on white. Colour appears only where money is, always with a word and a shape.
A shop will take payment through AgooPay's own screen: a modal, a hosted page, a pay link, a code on the counter, fields on their own page, or a sheet in their own app. They won't need to build a card box, and card numbers won't touch their systems.
Whoever is paying will see who they're paying, the fee, when the ask ends and where their money is. Whoever is selling will see the same thread, from the same moment.
A pay link for a message or a website, and a code for a counter. Each will open the same screen from AgooPay's own address, so there's one thing for a customer to learn.
One link, for a message, a website or a printed card. This code is a drawing and leads nowhere.
The first thing a merchant will see isn't sales. It's every cedi, standing at the station it has reached, with what nobody can yet account for pulled to the top, and a name beside it.
| Payment | Thread | Who Has It | You'll Know By | Amount |
|---|---|---|---|---|
| AP-7F3K-20411 | The customer's network | Today 17:00 | GH₵240.00 | |
| AP-7F3K-20398 | Sample Bank | Tue 10:00 | GH₵1,180.50 |
| Who | Thread | State | Amount |
|---|---|---|---|
| Nana Akosua Boatemaa Fabric House | In the Bank | GH₵420.00 | |
| Kwame Asante | Moving | GH₵180.00 | |
| Ama Serwaa | Moving | GH₵640.00 | |
| Yaw Boadu | Failed | GH₵240.00 | |
| Efe Mensah | Refunded | GH₵150.00 |
Electricity, water, airtime and data. A bill has two jobs, so it will have two threads: your money, and the thing you bought. If the token doesn't come, you'll see that, and whose job it is now.
A household app for the bills that keep a home running, on iPhone and Android, with the whole amount shown before you say yes, and a clear answer when something goes wrong.
See the Two Threads
If nobody knows whether a token was issued, there will be no Try Again button. We'd ask the company first, and a second purchase couldn't start while the first is open.
A copied page is the likeliest way anyone would be hurt by a payment brand. So the screen will teach people the difference, and it will come with things a copy can't do. If anyone offers you AgooPay payments today, it isn't us.
We'll never ask for your PIN here. Your phone asks for it, and shows this same name and amount.
These are the fees we plan to charge once AgooPay is live. Nobody can pay them today. They're shown so you can judge what's being built.
The same on every network
Planned. Nothing is for sale.
Planned. Nothing is for sale.
Planned. Nothing is for sale.
Minimum GH₵1.50, capped at GH₵50
Planned. Nothing is for sale.
Pay links add nothing
Planned. Nothing is for sale.
AgooPay will carry payments for shops and bills for households. What you see here is a demonstration with sample data. If you'd like to hear more, or you're an investor, say so.
A person reads it, and writes back if we have something useful to tell you. There's nothing to join, nothing to pay and no list to leave.